Rental Yield Calculator France 2026
The rental yield calculator computes the gross and net yield of your property investment. Enter the purchase price, notary fees, monthly rent, and annual costs to get an instant result.
Frequently asked questions
What is the difference between gross and net rental yield?
Gross yield divides annual rent by the total purchase cost (including fees). Net yield additionally deducts annual running costs (property tax, insurance, management fees, maintenance). Net yield is what matters for your cash flow.
What net rental yield should I target in France?
In France, a net yield of 3–5% is considered decent for an urban property. Above 5% is excellent. Below 3%, the property is often barely profitable once tax is factored in.
Should notary fees be included in the yield calculation?
Yes. For a realistic calculation, notary fees (7–8% for existing property, 2–3% for new builds) must be added to the purchase price. Excluding them overstates yield by 7–8 percentage points.
What costs should I include in the net yield calculation?
Include: property tax (taxe foncière), landlord insurance (PNO), management fees (if any), non-recoverable co-ownership charges, maintenance reserve (1% of purchase price/year is a common rule), and optionally loan interest.
Calculate rental yield
7–8% existing property, 2–3% new build
Property tax + PNO insurance + co-ownership charges + maintenance